Rates & Fees

Cash loans offer a fast and convenient way to receive emergency funds until your next payday. Cash loans range from $100 to $1,000, and approval is based on only a minimal amount of easy qualifications. Cash Now can connect you with a lender that will provide you with up to $1000. We’ll notify you if such cash loans are available in your area when we process your information. It is important to note that Cash Now is not an actual payday loan lender. Instead, we offer a free service allowing you to find the lenders available to you in the fastest manner possible.

Who Determines My Interest Rate and Loan Fees?

Lenders determine interest rates and other fees based on a number of criteria, including local and state laws. While interest rates for cash loans are higher than those offered by banks for loans of the same value, lenders in our network can get you approved for a cash loan in minutes. Because we do not require lengthy paperwork and we never request your credit reports or scores, you may find that obtaining a cash loan through Cash Now is easier than going down to your local bank or credit union.

Please note that Cash Now is not an actual lender, and does not have any influence over the rates and fees associated with your loan. They are determined solely by your lender.

To qualify for a cash loan, you must be at least 18 years old and have the following:

  • Continuous employment for the past 90 days
  • A bank account
  • A current email and telephone number
  • An income of at least $1,000 per month after taxes
  • United States residency or citizenship

If you do not meet the requirements and are not approved for a cash loan at this time, you can be connected with a lender again later. Your credit score will not be impacted one way or the other, and there’s no fee to submit a loan request so you have absolutely nothing to lose.

If you are approved for a cash loan, your lender will disclose all rate and fee information to you in writing. You can either accept your loan offer or cancel your request. You are under no obligation to continue just for reading your loan terms. Until you sign a contract, you can cancel at any time.

Why Do Your Lenders Offer Such Competitive Loan Rates and Fees?

Lenders from our trusted network understand that you are less likely to borrow money if you receive a less than stellar interest rate. That’s why we connect you with lenders in your area, disclose all available loan rates in advance and let you decide whether the loan works for you. We do this for two important reasons:

  • We want you in control of your cash loan.
  • We want to help you get the best cash loan every time!